Menu English Ukrainian russian Home

Free technical library for hobbyists and professionals Free technical library


Lecture notes, cheat sheets
Free library / Directory / Lecture notes, cheat sheets

Civil law. Part II. Rights and obligations of the parties under the bank deposit agreement (the most important)

Lecture notes, cheat sheets

Directory / Lecture notes, cheat sheets

Comments on the article Comments on the article

Table of contents (expand)

84. RIGHTS AND OBLIGATIONS OF THE PARTIES UNDER THE CONTRACT OF BANK DEPOSIT (DEPOSIT)

Bank Responsibilities:

a) issue to the depositor, in accordance with the concluded agreement, a personalized savings book or a savings book to bearer;

b) carry out the issuance of a deposit, the payment of interest on it and the execution of the depositor's orders to transfer funds from the deposit account to other persons only upon presentation of a savings book;

at) issue a new savings book to the depositor at the request of the latter in case of loss of the personalized savings book or if it is rendered unusable for presentation;

d) return the deposit amount to the depositor and pay interest on it on the terms and in the manner prescribed by the agreement;

d) issue the deposit amount or part of it at the first request of the depositor;

f) pay the depositor interest on the amount of the deposit in the amount determined by the agreement, and in the absence of a clause in the agreement on the amount of interest paid - pay interest in the amount determined in accordance with the Civil Code of the Russian Federation;

g) ensure the return of citizens' deposits by: compulsory insurance of citizens' deposits at the expense of the Federal Fund for Compulsory Deposit Insurance; introduction of subsidiary liability of the Russian Federation, constituent entities of the Russian Federation and municipalities for the debts of banks - in cases established by law; voluntary deposit insurance; use of traditional methods of enforcement of obligations in civil law;

with) credit to the deposit account funds received by the bank in the name of the depositor from third parties, indicating the necessary data on his deposit account;

and) pay the deposit amount and interest paid on demand deposits, unless the terms of the certificate establish a different amount of interest, in case of its early presentation to the bank for payment.

Bank rights: attract funds to deposits in accordance with a permit (license) issued in the manner prescribed by law; change the amount of interest paid on demand deposits.

The bank is not entitled unilaterally reduce the amount of interest on the deposit specified in the bank deposit agreement.

Contributor powers are expressed in the right to demand an immediate return of the deposit amount (as well as the payment of interest on it, provided for in Article 395 of the Civil Code), in the following cases:

a) in case of non-fulfillment or improper fulfillment of the obligation to ensure the return of the deposit;

b) in case of deterioration of the conditions of support;

at) when accepting a deposit from citizens by an unauthorized person or in violation of the legislation on deposits. In this case, the depositor has an additional right to demand compensation in excess of the amount of interest for all losses caused to him;

d) in case of non-return of the deposit, its illegal deduction or non-payment of interest.

<< Back: The concept, characteristics and elements of a bank deposit agreement

>> Forward: The concept, characteristics and elements of a bank account agreement

We recommend interesting articles Section Lecture notes, cheat sheets:

General surgery. Lecture notes

Teria of the organization. Crib

Philosophy of science and technology. Lecture notes

See other articles Section Lecture notes, cheat sheets.

Read and write useful comments on this article.

<< Back

Latest news of science and technology, new electronics:

The existence of an entropy rule for quantum entanglement has been proven 09.05.2024

Quantum mechanics continues to amaze us with its mysterious phenomena and unexpected discoveries. Recently, Bartosz Regula from the RIKEN Center for Quantum Computing and Ludovico Lamy from the University of Amsterdam presented a new discovery that concerns quantum entanglement and its relation to entropy. Quantum entanglement plays an important role in modern quantum information science and technology. However, the complexity of its structure makes understanding and managing it challenging. Regulus and Lamy's discovery shows that quantum entanglement follows an entropy rule similar to that for classical systems. This discovery opens new perspectives in the field of quantum information science and technology, deepening our understanding of quantum entanglement and its connection to thermodynamics. The results of the study indicate the possibility of reversibility of entanglement transformations, which could greatly simplify their use in various quantum technologies. Opening a new rule ... >>

Mini air conditioner Sony Reon Pocket 5 09.05.2024

Summer is a time for relaxation and travel, but often the heat can turn this time into an unbearable torment. Meet a new product from Sony - the Reon Pocket 5 mini-air conditioner, which promises to make summer more comfortable for its users. Sony has introduced a unique device - the Reon Pocket 5 mini-conditioner, which provides body cooling on hot days. With it, users can enjoy coolness anytime, anywhere by simply wearing it around their neck. This mini air conditioner is equipped with automatic adjustment of operating modes, as well as temperature and humidity sensors. Thanks to innovative technologies, Reon Pocket 5 adjusts its operation depending on the user's activity and environmental conditions. Users can easily adjust the temperature using a dedicated mobile app connected via Bluetooth. Additionally, specially designed T-shirts and shorts are available for convenience, to which a mini air conditioner can be attached. The device can oh ... >>

Energy from space for Starship 08.05.2024

Producing solar energy in space is becoming more feasible with the advent of new technologies and the development of space programs. The head of the startup Virtus Solis shared his vision of using SpaceX's Starship to create orbital power plants capable of powering the Earth. Startup Virtus Solis has unveiled an ambitious project to create orbital power plants using SpaceX's Starship. This idea could significantly change the field of solar energy production, making it more accessible and cheaper. The core of the startup's plan is to reduce the cost of launching satellites into space using Starship. This technological breakthrough is expected to make solar energy production in space more competitive with traditional energy sources. Virtual Solis plans to build large photovoltaic panels in orbit, using Starship to deliver the necessary equipment. However, one of the key challenges ... >>

Random news from the Archive

Palette Cube accurately detects colors 02.09.2015

Palette has released a miniature Cube device that allows you to accurately determine the colors of real objects. To do this, just put the Palette Cube on the surface of the object, and touch the touch button. The data will be stored in the "cube" memory (up to 20 results) or transferred to a mobile device connected via USB or Bluetooth.

According to the manufacturer, the device will be useful to artists and photographers, who can accurately reproduce the color of an object on its computer image.

In addition to color detection, Palette Cube can measure saturation and color temperature. Measurement results can be presented in RGB, CMYK, HEX, LAB and LRV formats. The scope of delivery includes the Cube Link application, which allows you to import the measured values ​​into the Photoshop graphics editor.

The manufacturer stipulates that liquids, metal, fluorescent and some other surfaces may be difficult, but the "cube" copes well with most other materials.

Dimensions Palette Cube - 50 x 50 x 55 mm, weight - 50 g. Without recharging the battery, it works up to 15 hours (7000 measurements), and in standby mode can be up to three months.

The device costs $180.

Other interesting news:

▪ Video recorder filters ads

▪ Energy storage in microchips

▪ Two kiwis a day save you from depression

▪ Smartphone Blackphone with data protection

▪ Smart TDK system for wireless charging of electric vehicles

News feed of science and technology, new electronics

 

Interesting materials of the Free Technical Library:

▪ section of the site Electrical safety, fire safety. Article selection

▪ article Flower garden on wheels. Tips for the home master

▪ article How many species of insects are there on earth? Detailed answer

▪ article Gear rack on a lathe. home workshop

▪ article Moisture indicator. Encyclopedia of radio electronics and electrical engineering

▪ article Soundproofing a car with noise absorbers. Encyclopedia of radio electronics and electrical engineering

Leave your comment on this article:

Name:


Email (optional):


A comment:





All languages ​​of this page

Home page | Library | Articles | Website map | Site Reviews

www.diagram.com.ua

www.diagram.com.ua
2000-2024